2009 Housing Stimulus Package Complete

Author: Jerry  //  Category: Buyer Info, Denver Real Estate, Home Buyer Financing

The American Recovery and Reinvestment Act of 2009 is expected to be signed by President Obama, in Denver, on Tuesday 2/17.  According to the National Assn. of Realtors (NAR), the home buyer tax provisions could stimulate up to 300,000 additional sales by December 1, 2009 when the provisions expire.  While the new tax credit falls short compared to other sponsored proposals, it is a maor improvement over the current first time buyer tax credit of $7,500 which required repayment.  The new credit effective 1/1/09 allows a credit of up to $8,000 and is not required to be repaid as long as the borrower owns the home for at least 3 years.  The Bill also reinstates the 2008 higher loan limits for FHA, Fannie Mae, and Freddie Mac loans.

First time home buyers make up a whopping 41% of all home purchasers.

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4 Responses to “2009 Housing Stimulus Package Complete”

  1. Loan Mods Says:

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  2. Prince William Homes for Sale Says:

    It will be interesting to see how many sales this actually generates.

  3. Provo Says:

    This stimulus package is bound to provide inventive for the home buyer (especially first-time buyers).

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